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Had taken a car loan from a bank,loan has been fully repaid.What is the procedure to obtain a NOC ?
Nikki_World
say:
I don't know what a NOC is, but here in California once a car loan has been paid off, the lender will sign and stamp the title as being paid in full and mail it to you.Sometimes the lender will do the title work for you and send it to DMV who then issues a new title with just your name on it, and no lenders name.Sometimes the lender just sends you the title with their name still on it and you take it to the DMV to get the ball rolling in getting you a new title with only your name on it. It costs $15 to remove the lenders name.congratulations!
If I want to build a house that will appraise at $800K, will the bank loan me 80% of that amount?
auraaputri
say:
You do not get loans on the appraisal that has not happened yet. Your construction loan covers cost of construction only. After that you convert to a conventional, but it covers the cost of the home, again, not the appraisal.Construction loans are done in stories, you get a little, you work on the house, they inspect it, they give you a little more for the next phase. You do not obtain the money all at once.
What happens if you are a Canadian living overseas and cannot make payments on a Canadian bank loan?
niszhaelbieber
say:
Unfortunately you are going ot have to find a way to make payments on this loan. We have a global economy where money goes across boarders. You can easily mail a check each payment period or setup an electronic transfer from an account to pay the loan. There may be legal exceptions for active duty military, but that's about it.
Is applying for a bank loan a good way to get credit especially for someone who has no credit score?
porterthereport
say:
best way to start building credit is to get a credit card and always pay your bill on time
If we don't qualify for a bank loan, should we by default qualify for bailout money from the bank?
syapash
say:
yes they should.
Should I put my bank loan on my credit card?
Justin
say:
Okay.....let's say it takes $75 for this to happen. You will surely save at least that much if your interests is as you say. Go for it...but make the payments!!!!! IF YOU CAN PAY IT OFF BEFORE THE 2008 TIMEFRAME.
How soon after paying off a personal bank loan can I reapply?
Connor
say:
As long as you meet all the criteria for another loan you can apply straight away.You have proven you can service a loan by paying it off early,which shows you are reliable.
I purchased land in 2006 with a bank loan. What can be claimed on my tax return?
Eric
say:
Depends on what you bought the land for, but most likely you will not be able to deduct the interest. Only qualified mortage interest can be deducted on Sch A. Investment interest can be deducted up to the extent of Investment income. If you bought the land to rent it, you could deduct it on Sch E. But if you bought it to hold as an investment. Which it kinda sounds like you did, but I do not know enough, I think you will be limited to either, capitalizing the interest as part of the land costs or deducting it as investment interest and carry it over untill you have investment income.
Can I pay a bank loan using a personal check?
Jaden
say:
yea the bank shouldn't have a problem with that i did it on a $2000 loan once
What dose geting paid with a bank loan mean?
Luis
say:
It means that they need to borrow the money to buy your car. So you need to wait until they are able to borrow the money. It might take a while so don't hold your breath. And don't co-sign their loan.
With $4k down payment, how much would a bank loan me?
Dominic
say:
It all depends on your income.
How do I attain a business loan from a bank, to buy/take over a currently-running profitable business?
Brian
say:
No lender will talk to you unless you provide them with a valid business plan. Go to http://www.sba.gov , http://www.score.org or http://www.bplan.com for sample business plans and instructions on how to write a business plan.Then, go to http://www.score.org/ and in the upper left hand corner, enter your zip code. On the next screen, you will get information on the nearest SCORE chapter. Call them and arrange for a free meeting with a SCORE counselor to review your business plan and discuss various loan options available to you.SCORE is a nonprofit association dedicated to entrepreneur education and the formation, growth and success of small business nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA).SCORE has 389 chapters in locations throughout the United States and its territories, with 10,500 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business counselors.
Can i get a bank loan without a bank acount?
clubjuggler
say:
Get a good money lending service today, that will give out loan forany purposes, if you are really in need of a loan, just let me knowthe amount you need as a loan, and contact me via email address:(layawayloansetup@gmail.com) For the plan for the plan for the loan processing and transfer to be spelt out.If you are faced with stress in the acquisition of a loan that make you have sleepless night?or you have been disappointed by your bank?Did you need a personal loan to secure a home, car and evaluate the finances?Contact name: Mr Bello SmithNote:We offer only Commercial loans, Personal /Residential andMortgage loan at 4% interest; apply for a minimum of $2000.00 to amaximum of $1,000,000.00. Interested applicants should please contactus via email:macroloanfirm.everyday@gmail.comTry and see your self, for our wonderfull services that does not exceed 2 workingdays for loan processing and 3 hours of loan transfer via bank/chech/western; as the hole process is very easy !You would be required to send down the following information’s:======================================…FULL NAME:RESIDENT ADDRESS:STATE:COUNTRY:SEX:DATE OF BIRTH:OCCUPATION:TEL:======================================…
Is it possible to assume a home loan from a repossessed or forclosed bank loan?
Ryan
say:
Why would you want to? You can probably get a better % rate today than anything you could assume.
Difference between loan lender and bank loans?
intandita
say:
depends on your credit and how much money you have to put down. I am in the mortgage business so if you want I can answer more questions for you over the phone.email me at altruisticd@.comDarick
How much of the $20,000 did the bank loan out at 9%?
Jack
say:
It's really not a valid question without knowing the payment schedule and the loan compounding period, However, I'm guessing your teacher is viewing this as a simple math question, so:$2500 is 12.5% of $20,000$6000 at 9% and 14000 at 14% works
Getting a bank loan for my franchise in Vegas?
Jesse
say:
liquid net worth and net worth DO NOT INCLUDE the bank loan...Most banks WILL not give you a loan on your business plan.. SBA on the other hand (small business administration) will give you a loan based on the franchise and your knowledge going into the frachise.. THAT SAID they will require that you have at lease 20% down for them to give you the loan...and that 20% WILL COUNT IN THE EYES OF THE franchise company as well..but the loan will not!!
What is the best way to cancel insurance charges on a bank loan?
Jesus
say:
Complain to the financial services ombudsman.
What do loan officers look for in your past bank statements?
Bryan
say:
Banks need to determine where your down payment is coming from. They don't want you borrowing the money from someone else. That would mean you need to pay 2 loans (the bank's mortgage and your loan to you friend). If they see the money in your account for 6 months, then they know where the money came from.The comments from the other answers is also correct.
How much do I need to make to get a bank loan?
Yaris_Sanchez
say:
its not real base solely off yearly income. it is more closer to your monthly income, and time of loan. the bank in best intrest would like for you to make about 3 times a monthly payment. for a 10k loan for one year the payments is $833 a month. meaning you need to make about 2500 a month.
Calculus: A car costs $20,000 and bank loan is 8% compounded continuously interest. What are monthly payments?
odangos13
say:
GIve this a try http://www.moneylators.com/calcs/car-pay…
Will bank consider my terminal benefits for house loan as i have only 58 months service left?
eduarulo
say:
60 MONTHS LOAN COULD BE SOUGHT AND LAST TWO MONTHS payments could be taken from the PF-CONTRIBUTION MADE DURING THE 58MONTHS SERVICE OTHER WISE DCRG OR ANY OTHER TERMINAL BENIFIT COULD BE IMPOUNDED OR PERMITTED TO COLLECT THE SAME
Does a bank loan repayment start on the same month as you take out the loan?
Alexander
say:
This depends on the bank - some will defer paymnet in the first three months - some will collect payment from the next month. This will be set out on your loan agreement papers. why do you ask? - are you looking for a grace period?
Can a bank loan a minor child money?
solarcoast
say:
How old is he? Depending upon state some will let you at 17. As far as I know most you have to be 18 otherwise have a co signer. I've heard rumors about being 16, but never have seen any proof of it.
Im 18 can i get a bank loan with a co signer in nova scotia?
Tyler
say:
Yes, in Nova Scotia the age of majority is 18.
I trying to find a way to finance a small biz without a bank loan but how?
Mafrinha_
say:
it has to happen from private saving
When applying for a personal bank loan, does the bank need a good reason?
Michael
say:
Consider this option.Looks like you have a checking account with them.Ask them for a visa card attached to your checking account.Super easy to get.Banks don't make personal loans anymore unless you are one of their top customers. A visa credit card with them is your best bet.Take proof of income, and make sure that you have been in good standing with them for at least 6 months./
Sample letter to the bank request them to reduce interest rate on existing loan?
David
say:
A letter is too easy to say no to, no person to look in the eye.Go in person and talk to your bank's Manager.
How do Nations qualify for a World Bank loan or bond?
postafeed
say:
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What is the best way to cancel insurance charges on a bank loan?
Jesus
say:
Complain to the financial services ombudsman.
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