Ian said
Is there a way to avoid having your tax refund garnished to pay past due college loans? (Other than paying off the debt)Example: Ed-Fund has reported that I owe a little over $4,000.00 on a past loan... However; the college received the money, yet never applied it to my education. "Basically Citi bank loaned me $2500.00 for a computer and books - they had to give it to the college, but the college never transferred it to me, and I know that I have to fight the school" however; my question is - HOW to avoid losing my federal return to that institution.Please - No rude or unnecessary answers. Thanks

kingstitt said
noit appears you have a problem with the collegethe college would not transfer the money to you since the loan is for your education needsCiti bank loaned you the money and if they didn't get some of it back your loan still stands at the same amount, they are not accountable for how it was spent, you are still liable for it

CarlosVinicios said
I'm sorry, but certain government agencies send reports to the IRS and have the right to deduct what was owed on a student loan from your federal tax refund. Your only recourse is to hire an attorney for legal advice on dealing with that institution to get your money back from them. Did you receive a computer and books from the college? If you received anything from the college (such as tuition showing paid, or fees paid) as a result of that loan, you probably don't have a case.

Ashton said
Riiiiight. You waited until tax time before you decided that you "have to fight the school". A logical person would make sure everything was accounted for right when it happened.Sorry buddy, not buying it. Don't ask people here to help you figure out a way to keep avoiding paying back your debts.

meirelinhares said
????????