Mikroblog on "house loan" [answers] http://myloantalks.com/house-loan/ en
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The Landlord defaulted on the house loan, what rights does the tenant have? http://myloantalks.com/house-loan/page.php?q=430&tag=&key=how+do+you+know+u+qualify+for+house+loan ccnas09 say: Ok, so here's the deal. I am pregnant (38 weeks), moving is impossible for me. My landlord did not give me an eviction notice or any notice AT ALL telling me that the property I am renting from her was in forclosure. I rent month to month, and have rented from her since may of 09. How ever the foreclosure process began in April of 09. Does this mean the contract I had with the landlord is void and has been void since the begining of my lease? Could I sue to get all the rent that was paid to her back? What should be done at this point? I am just now finding out that the house is going up for public auction on the 17th of September.I need advice as for what to do in the state of CA.... (and also 10 comments) Mon, 06 Sep 2010 22:19:11 +0400 Can i qualify for a house loan while I owe on two duplexes? http://myloantalks.com/house-loan/page.php?q=429&tag=&key=getting+approved+for+a+house+loan+after+bankruptcy millyrar say: I purchased 2 duplexes 3 years ago and with the housing mess I haven;t been able to sell either one. The rents on these are enough to cover the mortgage payments. Would I would like to know is now that my family is growing and I would like to buy a home for me and my family to live in, will the rents cancel out the mortgage payments thereby improving my debt to income ratio so that I can get approval on a loan to purchase a primary residence or will the lender have an issue with this and possibly only approve me for a very low amount based largely on the fact that I would now have three mortgage payments?... (and also 8 comments) Mon, 06 Sep 2010 22:19:11 +0400 I have repaid outstanding housing loan and sold my house. How to show this in my I.T. returns and save Tax.? http://myloantalks.com/house-loan/page.php?q=428&tag=&key=loan+for+upgrading+a+house Evan say: I have repaid Rs. 5,60,000/- in which Principle Rs.5,40,000/- and remaining intrest. I sold my house for Rs. 6,85,000/-. I am planning to construct new house in the next financial year. Is the amount received on selling the house becomes part of my Income? Under which Sections I can minimise my Tax burden?... (and also 4 comments) Mon, 06 Sep 2010 22:19:11 +0400 Website for a house loan with bad credit ? http://myloantalks.com/house-loan/page.php?q=427&tag=&key=need+a+house+loan+with+no+money+down Christopher say: Me and my husband have bad credit. We are working on getting it better but it will take years and years. We are sick and tired of renting a home and not being able to do anything with it. We want our own home for our son to grow up in. I am in need of a real website that can help me get a loan even if I have bad credit. I also have some stuff on my credit that is still not paid off but I need something that will look past that too. Thank you!... (and also 6 comments) Mon, 06 Sep 2010 22:19:11 +0400 Truck payment and house loan help!? http://myloantalks.com/house-loan/page.php?q=426&tag=&key=unfinished+house+usda+loan Tyler say: me and my fiancee in the process of buying a house. just started new job and haven't got paid for 3 weeks. I am paying my payment on friday but it was due on the 27th. will this hurt my credit score if she checks with the bank tomorrow, she is going to call them. what effect will this have on our chance of getting pre approved?... (and also 7 comments) Mon, 06 Sep 2010 22:19:11 +0400 How much % of loan can be borrow from singapore's bank for housing loan? http://myloantalks.com/house-loan/page.php?q=425&tag=&key=the+list+of+the+american+house+loan Wyatt say: Anyone know how much % of loan a person can borrow from singapore's bank to buy a house at singapore?... (and also 5 comments) Mon, 06 Sep 2010 22:19:11 +0400 Cosigner for a house loan? http://myloantalks.com/house-loan/page.php?q=424&tag=&key=foreclosed+house+satisfied+loan Kyle say: We sold our home 17 months ago and moved outa state due to a new job for hubbie . problem is ( a old Business partner and him parted ways with old Business venture gone bad) and made our credit awful ( we've been renting for 17 months and on time ) and was wondering if his parents co signed for us for a house would that help ? since he makes wonderful money but rotten credit is it worth trying? ive owned houses and so has he we've never had some one co sign for us so we don't know thanks !! and yes we know our credit scores don't ask eck and were trying to fix it but tired of renting for 2,500 a month... (and also 8 comments) Mon, 06 Sep 2010 22:19:11 +0400 Need help regarding house loan? http://myloantalks.com/house-loan/page.php?q=423&tag=&key=house+loan+after+bankruptcy Ian say: I am purchasing a new house and would like to know if I would lose money by purchasing the new house and paying the minimal up front costs and then sell my current house and make a one time payment towards principle from the sale of my current house. Or should I sell my house and put it all towards a down payment. In both instances I would be applying all the money towards principle. My present house is paid off so their is no rush to sell it before buying a new one cutting out the stress of selling then buying will be eliminated. Thanks to all in advance for your answers!... (and also 4 comments) Mon, 06 Sep 2010 22:19:11 +0400 Fraud on my house loan please help? http://myloantalks.com/house-loan/page.php?q=422&tag=&key=how+do+you+know+u+qualify+for+house+loan davesoucy say: in 2005 i purchased a lot in visalia ca, when i was going to purchase they said the that the lot had a restaurant and 2 houses build in for 650 thousand dollars after 2 years of paying my loan i found out that they had sold me a lot that was only 150 thousand worth when i bought they said it was 4 lots together and after 2 years of paying my loan they say is only 1 lot in my contract said 4 lots but they now falsificated all the papers and now the contract says 1 lot i went to court already and it the case the guys from the real estate told me you dont have no money your gonna lose any thing you try to do or say you cant do anything you dont have no money and u are gonna die if you keep on investigating. so please help me im very sick and stressed out because of this.... (and also 7 comments) Mon, 06 Sep 2010 22:19:11 +0400 What are some obstacles a couple might face if they never got married in regard to buying a house, loans,? http://myloantalks.com/house-loan/page.php?q=421&tag=&key=how+to+get+name+of+house+loan+during+divorce adhiahuza say: What are some obstacles a couple might face if they never got married in regard to buying a house, loans, etc?... (and also 5 comments) Mon, 06 Sep 2010 22:19:11 +0400 Getting a house loan and down payment? http://myloantalks.com/house-loan/page.php?q=420&tag=&key=credit+score+needed+for+house+loan Andrew say: Well my fiance and i are haivng a baby soon, and have been looking into starter homes (around 150k ish range) The few loans i applied for they all ask for 10% down, or 15,000 dollars. But as most of you know you cant take out a loan for the down payment, so how in the world do people come up with 15,000 dollars, esp these days? Could anyone give me any tips, im lost here and dont know what to do.Can you use your first time home buyer credit as a down payment?Thanks!... (and also 9 comments) Mon, 06 Sep 2010 22:19:11 +0400 Taxation on House Loan of Under Construction Flat.? http://myloantalks.com/house-loan/page.php?q=419&tag=&key=getting+aproved+for+a+house+loan CABisogno say: Hi All,I took 14 lacks of Bank loan for flat which is under construction. Construction will complete in next 6 months.10 lacks of amount has released till now and started paying EMIs to Bank.Working in Software Company and my Finance admin is not considering this EMI for IT exemption. He is saying that, the EMI paid for under construction flat can not consider for IT. EMI will be considered once flat is occupied by us.The EMI what we paid till completion will be took for IT in next 5 years in equal parts (i.e., totalEMI/5 per year).Please clarify this is correct or is there any way to show this EMI right now in my Tax.Thanks in advance.... (and also 4 comments) Mon, 06 Sep 2010 22:19:11 +0400 How much would i get under rural housing loan: 44kyr income/650 credit? http://myloantalks.com/house-loan/page.php?q=418&tag=&key=house+loan+calculator William say: I know I am eligable based on income and credit score for the rural housing loan, however can someone tell me how MUCH of a loan i would qualify for if my income is 44k a year?... (and also 5 comments) Mon, 06 Sep 2010 22:19:11 +0400 Where and how to show housing loan principan and interest components in ITR-1 (Income Tax Return) ? http://myloantalks.com/house-loan/page.php?q=417&tag=&key=get+a+loan+for+a+house RadGal10 say: There is no column for showing the principal or interest paid for repayment of housing loan, so, where and how do I show it?(My form 16 directly deducts it from my income)pls guide.... (and also 5 comments) Mon, 06 Sep 2010 22:19:11 +0400 My FHA Underwriter said I'm approved for my House loan...? http://myloantalks.com/house-loan/page.php?q=416&tag=&key=white+house+tennessee+tn+residential+property+home+loan+mortgage boyishlesgirls say: Closing date is scheduled for DEC 2nd. To be honest, I dont understand how I was approved on my income alone. I purposely added a cosigner , but they said I needed 30% equity in my current home to have a cosigner. So they took him off, and I think they took my wife off, and now I'm approved.. Am I missing something????... (and also 4 comments) Mon, 06 Sep 2010 22:19:11 +0400 House Loans. Fixed rate or "smartway" option, where all my salary goes into the loan account? http://myloantalks.com/house-loan/page.php?q=415&tag=&key=how+do+you+know+u+qualify+for+house+loan Jesus say: Just curious what people think would be the better option. Am about to sign on for a 100% home loan with RAMS, and unsure of which loan would be better. Do I take the chance and fix my rate for 2, 3, 4, 5, or 10 years. (If I did this I would wait a couple of months as Im sure rates will drop again after next weeks drop), or do I choose their "Smart Way" loan, where all of my salary gets paid into the loan account and then I live on the excess. The advantage of this is that interest is calculated daily so my interest will be slightly lower. Im inclined toward the "fixed rate" option, but how much of this is just gambling? Does anyone have an educated opinion, considering that the difference in getting it right or wrong could be tens of thousands, maybe more....... (and also 8 comments) Mon, 06 Sep 2010 22:19:11 +0400 Why people unwilling to loan money directly to someone to buy ahouse, even if he offers to pay u higer rate? http://myloantalks.com/house-loan/page.php?q=414&tag=&key=can+co+signing+a+student+loan+affect+refinancing+a+house Salgadolf say: If you can receive interest rate of 5 percent on a certificate of deposit at a bank that is charing borrowers 7 percent on new house loans.why people unwilling to loan money directly to someone to buy a house, even if he offers to pay u interest rate higher than 5 percent?... (and also 8 comments) Mon, 06 Sep 2010 22:19:11 +0400 I live in PA. Does anyone know anything about loan through the USDA rural development? http://myloantalks.com/house-loan/page.php?q=413&tag=&key=can+you+build+a+house+on+a+fha+gov+loan ratuista say: My Dad passed away and his renter has been pre-approved for a house loan there and I was wondering how long this process takes and what all is involved. I would like to get my Dads estate taken care of ASAP.... (and also 5 comments) Mon, 06 Sep 2010 22:19:11 +0400 How much tax can you save if i take a housing loan of 25 lakhs and have already made a investment of 1 lakh.? http://myloantalks.com/house-loan/page.php?q=412&tag=&key=house+loan+rates BusyDadBlog say: How much tax can you save if i take a housing loan of 25 lakhs and have already made a investment of 1 lakh. My current CTC is around 6.5 lakhs... (and also 7 comments) Mon, 06 Sep 2010 22:19:11 +0400 Can I get income tax rebate on two different housing loan? http://myloantalks.com/house-loan/page.php?q=411&tag=&key=house+for+rent+and+for+loan+in+davao+city aytrixx say: I have been taken a housing loan from my office as well as ICICI Bank as sufficient loan ia not provided by office. I am paying regular EMI to both. Now I want to know whether I can get Income tax rebate on both the EMI paid.... (and also 10 comments) Mon, 06 Sep 2010 22:19:11 +0400 Looking to buy a house in the next six months or so, bad credit? http://myloantalks.com/house-loan/page.php?q=410&tag=&key=loan+for+house Andrew say: How do you go about getting a loan, and from whom, when you have bad credit. My husband and I just just married and will have our first child next month. Does anyone, or has anyone, know how to get a house loan when we both have bad credit? Don't know our credit score; Does anyone know where to get a free credit report that actually is free and not some sort of fee?... (and also 5 comments) Mon, 06 Sep 2010 22:19:11 +0400 House Loan / Deed? http://myloantalks.com/house-loan/page.php?q=409&tag=&key=been+denied+loan+mod+can+anyone+refi+house Brian say: If 2 people are on the deed, but only one person on the loan/mortgage and that person passes away.-What would happen from there?... (and also 6 comments) Mon, 06 Sep 2010 22:19:11 +0400 How can i transfer money from HDFC Account to Andhra Bank loan account? http://myloantalks.com/house-loan/page.php?q=408&tag=&key=installment+loan+to+refinance+house William say: I have took housing loan from andhrabank, i want transfer loan amount from HDFC. How can i achieve this?... (and also 6 comments) Mon, 06 Sep 2010 22:19:11 +0400 Looking to buy a house in the next six months or so, bad credit? http://myloantalks.com/house-loan/page.php?q=407&tag=&key=loan+for+upgrading+a+house PCPuryear say: How do you go about getting a loan, and from whom, when you have bad credit. My husband and I just just married and will have our first child next month. Does anyone, or has anyone, know how to get a house loan when we both have bad credit? Don't know our credit score; Does anyone know where to get a free credit report that actually is free and not some sort of fee?... (and also 7 comments) Mon, 06 Sep 2010 22:19:11 +0400