Mikroblog on "loan applications" [answers] http://myloantalks.com/loan-applications/ en
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On my FHA loan application we were approved but? HELP? http://myloantalks.com/loan-applications/page.php?q=404&tag=&key=printable+student+loan+applications christhyan say: We received a DU Approval which I guess is a pre-approval but since the co-applicant(my wife) has not worked for 2 years the underwriter is saying her income can not count. She could not work because she did not have a green card or social security card and would have been illegal to work. She was here legally and came on a Marriage visa(K-3 visa) but could not work because of her situation. Is there anything we can do??Or are we not going to get a loan and should we just give up for now/?... (and also 4 comments) Sun, 05 Sep 2010 00:50:57 +0400 Can a car dealer rescission the contract? http://myloantalks.com/loan-applications/page.php?q=403&tag=&key=capital+one+and+car+loan+applications _AgathaC_ say: We purchased a new car from a dealer? The negotiation was done. The contract was signed. We put some cash in, took some financing from them and trade in our old vehicle. We left the trade in vehicle and drove the new one. The dealer called 3 days after the transaction and said the trade-in car was not worth enough what they offered us. They asked more money not to cancel the contract. I refused. I have not heard them last 2 weeks. Now, they called and told me that they did not send the loan papers to their financial institution, already canceled the contract. They either sent or planed to send me a rescission letter for the contract. Before sending it they asked more money to initiate a new contract. I have a good credit score and it would not be a problem to get a loan if they send the loan application.What are my legal options?... (and also 14 comments) Sun, 05 Sep 2010 00:50:57 +0400 How can I get money for college if I'm not completing the FAFSA application? http://myloantalks.com/loan-applications/page.php?q=402&tag=&key=complete+auto+loan+applications Jordan say: I would like to have all the information as possible. It does not matter if it is a loan, scholarship, or grant money. I just need some help in paying for college. My parents are not going to fill out the FAFSA form or a loan application. So if anyone can give me information about geting money for college without me having to ask my parents to sign anything I would really like that. I am 18 so I'm of legal age. Thank You.... (and also 7 comments) Sun, 05 Sep 2010 00:50:57 +0400 Question regarding VA loan application...is this normal? http://myloantalks.com/loan-applications/page.php?q=401&tag=&key=loan+applications+for+harley+motorcycles caioraha say: I got this email from a representative from iFreedom Direct Mortgage Services: say: say: say: Hi say: and say: ,It was a pleasure talking with you. I have attached a few documents I need you to review, complete, and return to me by either email or fax. I also need you to send the following as well.1) Last 30 days LES Statement.2) W2 for 2007 & 20083) Recent full month bank statement (all pages)4) Copy of DD2145) Landord Info: Name, address, phone#Once I get this info I will start putting a file together for you. I will request a copy of your Certificate from VA right now. You also recieve an email from say: say: who will contact you and provide an agent in your area. Best of luck and call me anytime you have a question. If you also need a prequalification letter, let me know and I will provide one for you. Are the things he's asking for normal and appropriate? Why would they need all the pages of my bank statement...it shows all the places we shop at, eat at, places we buy things at....I feel kind of uncomfortable letting someone see this, but if it's necessary, then okay. I just need to know...Anyway, we are first time home buyers. Do these things sound about right to you in regards to information they need for the VA loan prequalification letter/application? Thanks.... (and also 7 comments) Sun, 05 Sep 2010 00:50:57 +0400 About a loan application? http://myloantalks.com/loan-applications/page.php?q=400&tag=&key=loan+applications+form purvapar say: ive just got a letter saying that theycan approve my loan, but to continue with it i have to send off some papers after i signed them. but they want a bank statment off me aswell, are they likey to look at it then change there mind after seeing my spending over xmas time as it looks like i cant afford to pay it back, or will i get the loan anyway as it says ive been approved for it?many thanks!!... (and also 6 comments) Sun, 05 Sep 2010 00:50:57 +0400 Does anybody know what is the best way or method How To Buy A Car With Very Bad Credit? http://myloantalks.com/loan-applications/page.php?q=399&tag=&key=mortgage+loan+applications+other+residences+homeowners+insurance+proof Alejandro say: There's dealers or services that specializes in helping with it but the point is that I must NOT apply with the wrong dealer because they may send my car loan application to many lenders whose program requirements I do not meet. I know If this happens my score may be lowered and when I am finally approved it may be at a higher rate than I would have received if my car loan application was sent to the right lender in the first place.That's the catch. I know also If my score is less than 600 I must find an automobile dealership or online service that specializes in special credit situations to obtain an auto loan through a bank or traditional finance company.You can give your recommendations as a websites or already tested by your self or your friends sources where I can be more confident to complete the task.Thank you very much in advance to all of you!... (and also 11 comments) Sun, 05 Sep 2010 00:50:57 +0400 Yes loans, loan application? http://myloantalks.com/loan-applications/page.php?q=398&tag=&key=home+loan+applications+online William say: i have applied for a loan with yes loans for £8000 to pay 4 a wedding and was told i need to pay a £69.50 fee to 'process' the loan. they did all the financial checks on the phone with me and told me i had been sucessful, they then asked for the £69.50 process fee which i said i havnt got until the end off the month so ive set up a direct debit to say: out of my account in 5 days, they then put me through to some1 else who said they cant offer me the full amount but can offer me £3000 i refused that and said id find it else where. So now ive got a direct debit coming out of my account for £69.50 and no loan, is there anything i can do? could i cancel the direct debit? if so can yes loans then bill me for the admin fees or whatever they call it? any help would be greatly appreciated.... (and also 5 comments) Sun, 05 Sep 2010 00:50:57 +0400 Incomplete stafford loan application status? School starts Monday! ? http://myloantalks.com/loan-applications/page.php?q=397&tag=&key=student+loan+applications David say: I was awarded stafford loans by my school. I am a returning borrower, but went to AESsuccess.org apply for the loan.I didn't know if I had to apply again or not considering I applied last year. Anyway, I am getting the status of my application as being incomplete. The details say "Your loan is currently pending. Information from your educational or lending institution has been requested. Please check back on the status of your loan in 7-10 business days." Could this be that my school hasn't sent them my eligibility amount yet? I just sent back my signed award letter 5 days ago. I will contact the school on Monday, but just wanting some input. I would appreciate info.... (and also 5 comments) Sun, 05 Sep 2010 00:50:57 +0400 I applied for a loan from school and...? http://myloantalks.com/loan-applications/page.php?q=396&tag=&key=free+online+government+grant+or+loan+applications Lucas say: it says:"Your loan application has been certified and is being submitted to the guaranty agency."I don't get what that means... (and also 5 comments) Sun, 05 Sep 2010 00:50:57 +0400 Sticky home loan application, how can we get approved? http://myloantalks.com/loan-applications/page.php?q=395&tag=&key=mortgage+loan+applications+and+forged+documents+and+new+york+state Aidan say: My husband was left with an $8000 debt by his ex partner and it remains unpaid. We have a home worth $200000 (in my name only) and around $116000 owing on it. we will need to borrow around $230000 for our new home (baby on the way, yay!).I only have a few paid defaults on my credit file which have generally never been a hindrance, my query is, does anyone know of a financial institution that would lend with unpaid defaults? We each earn around $37000 p/a. If not, as we are married and my credit history is better, is it generally possible to place a spouse down as a form of income, and keep the loan in my name?... (and also 7 comments) Sun, 05 Sep 2010 00:50:57 +0400 Need cash, who can i contact for a loan application here in the philippines? http://myloantalks.com/loan-applications/page.php?q=394&tag=&key=secure+https+payday+loan+applications Jason say: im in metro manila, needs cash and interested in loan application... (and also 6 comments) Sun, 05 Sep 2010 00:50:57 +0400 Do bald people get loan easily from bankers? http://myloantalks.com/loan-applications/page.php?q=393&tag=&key=mortgage+loan+applications+other+residences+homeowners+insurance+proof RafaKano say: My loan application is rejected three years back but when i have re-applied for loan , bank manager stared at my Head and enquired about the progress of my losing hairs . When i assured him that i will be completely bald by the end of year 2009, he accepted my loan application . Lol... (and also 27 comments) Sun, 05 Sep 2010 00:50:57 +0400 Student Loan Application - Further Review? http://myloantalks.com/loan-applications/page.php?q=392&tag=&key=printable+federal+loan+applications boataholics say: Today, I filled out a loan from chase for a Certified Private Loan. My Co-signer makes a little higher then 100k a year, with great credit, and I'm unemployed. My credit took a big hit since I'm unemployed, I had a credit card enter collections, but it was the credit cards fault so its being turned around, so I'm thinking that might have something to do with it.I figured it would go through immediately (Chase), like it usually does. But I got a message saying it was being looked at for further review, and I would be getting a response within 14 days. What could be the cause of that? Could it be that I'm filling the loan out late in the year and they have a lot of other students doing the same? Any help would be great..... (and also 5 comments) Sun, 05 Sep 2010 00:50:57 +0400 Declined Loan application with a GREAT score... will it hurt my score??? http://myloantalks.com/loan-applications/page.php?q=391&tag=&key=bad+credit+business+loan+applications+online TheHarie say: I applied for a 13K loan for a car... my score was about 730 something... but i knew my credit length was short (about a year and a few months).Thats why i brought a cosigner... but the guy said i didnt need one since my score was so good, then they put the application in underwriting... got declined due to lenght of credit history (what i thought).My question is will this hurt my score.. I know inquires hurt your score, but will being declined hurt it further?Also, I heard you can inquire auto loans for 45 days with it being filed as 1 inquiry... however, does being declined change all that?... (and also 7 comments) Sun, 05 Sep 2010 00:50:57 +0400 Hi, loan application advice needed!!?? I want to have an idea.....? http://myloantalks.com/loan-applications/page.php?q=390&tag=&key=online+loan+applications+to+build+credit Cody say: I want an idea of what sort of figure i can get accepted for as to not make an unsuccessful application. I have a seven year credit history with only 2 late payments ever, and none in the last 2 and a half years, i have no ccjs or anything like that my credit score is currently just over 800 out of 1000. im 24 and in full time employment in the same company for over 3 years and lived at the same address for 24 years. if there are any loan company employees, underwriters etc.. on here can you give me an idea of what loan amont i would be successful with, regards.... (and also 8 comments) Sun, 05 Sep 2010 00:50:57 +0400 Stafford loan application status? Incomplete? What does this mean? http://myloantalks.com/loan-applications/page.php?q=389&tag=&key=quick+loan+applications Bryan say: I was awarded stafford loans by my school. I am a returning borrower, but went to AESsuccess.org apply for the loan.I didn't know if I had to apply again or not considering I applied last year. Anyway, I am getting the status of my application as being incomplete. The details say "Your loan is currently pending. Information from your educational or lending institution has been requested. Please check back on the status of your loan in 7-10 business days." Could this be that my school hasn't sent them my eligibility amount yet? I just sent back my signed award letter 5 days ago. I will contact the school on Monday, but just wanting some input. I would appreciate info.... (and also 4 comments) Sun, 05 Sep 2010 00:50:57 +0400 My loan application was audited during underwriting!? http://myloantalks.com/loan-applications/page.php?q=388&tag=&key=wachovia+online+loan+applications Nathaniel say: Everything was going smoothly we were suppose to close Friday April 24th well, on Wed April 22 we found out we got audited and that COUNTRYWIDE didnt like our house that WE chose...so, they denied us the loan and seeing now they cant only deny you because of an appraisal by the way we were going to pay less than the house was worth not much less but less. They picked our credit appart and wont give us a loan! Has this happend to anyone else? We are going through a different company now but, still that is riduculous!... (and also 5 comments) Sun, 05 Sep 2010 00:50:57 +0400 Can I withdrawn from House Contract after Signing the Contract? http://myloantalks.com/loan-applications/page.php?q=387&tag=&key=free+online+government+grant+or+loan+applications AyhamTamari say: We sign a House contract. In contract both spouse name is there. Now my husband is telling his name should not be in the mortgages loan application . I paid escrow at the time of signing contract. Now I alone is applying for mortgages and if it deny can I get my money back.... (and also 5 comments) Sun, 05 Sep 2010 00:50:57 +0400 What does a yearly budget with a projected debt service consist of? http://myloantalks.com/loan-applications/page.php?q=386&tag=&key=student+loan+applications Sebastian say: I'm filling out a business loan application and they are asking for a balanced 2007 Budget with projected debt service included (principal and interest). Do I just need to amortize the loan?... (and also 4 comments) Sun, 05 Sep 2010 00:50:57 +0400 Whats the best affiliate product to market online? http://myloantalks.com/loan-applications/page.php?q=385&tag=&key=need+a+payday+loan+without+sending+me+thru+mutiple+applications Hayden say: I have tried my hand with finance products but with the whole credit crunch issue, the amounts per loan application are getting smaller and smaller.Does anyone know of any other products that I can try and market on line that give a large payment per sale/application?... (and also 8 comments) Sun, 05 Sep 2010 00:50:57 +0400 Anybody ever sell a house when one of the buyers is out of the country? http://myloantalks.com/loan-applications/page.php?q=384&tag=&key=complete+auto+loan+applications Patrick say: I am selling my house and there is a buyer who is very interested in buying it. The problem is that her fiancé is in the military and is in Iraq. He gave her the go-ahead to start the process of purchasing it so she is trying to obtain financing. It’s been about two weeks now. If she truly is serious about buying my house and is trying to get the financing sorted out, does the process take longer if her fiancé is also going to be on the loan application and he is halfway across the world?... (and also 8 comments) Sun, 05 Sep 2010 00:50:57 +0400 When buying a new home, should we go with the lender that works with the co. of the homes or our own lender ? http://myloantalks.com/loan-applications/page.php?q=383&tag=&key=free+government+loan+applications Benjamin say: I think the lender that works with the new homes is trying to screw us. $15,000 in incentives is what he says we're getting but closing costs will cost est. $12,900. Also on loan application no mention of incentives or amount of my yearly income and he wants me to sign loan app.... (and also 10 comments) Sun, 05 Sep 2010 00:50:57 +0400 Loan application from Credit Union - Employment details? http://myloantalks.com/loan-applications/page.php?q=382&tag=&key=government+loan+applications nstehle say: I am completing an application for a loan from my local credit union.They are asking for my employment details - name address etc, which is fair enough - I know they need to sus out my income, but I am just wondering as to whether they would contact my employer?I feel slightly uncomfortable as I work in a bank, and I do not want them to know that I am taking out a loan (mainly as I would feel obliged to get one from them), but also, I feel it's none of their business, and I like to keep these things fairly personal, if that makes much sense?... (and also 5 comments) Sun, 05 Sep 2010 00:50:57 +0400 Loan application and I have credit concerns? http://myloantalks.com/loan-applications/page.php?q=381&tag=&key=online+loan+applications Jason say: I am trying to buy a house for the first time and this is a two-parter.1. We just applied for a home loan. It is FHA with 3.5% down. We locked in our rate middle of Feb. but have been waiting on the the bank to sign stuff (its a foreclosure..) and now the rules have changed and my husband's credit score is okay but mine no longer is. Our financial guy says since we already were locked in we *might* get approved under the old rules, but we might not. What are the chances? 2. 7 months ago, I would have qualified easily for the new requirement. My score has dropped by about 70 points since then. In that time I brought my two revolving accounts up to 90% and 40% of max. The other thing I did since then was sign up with freecreditreport.com for few months. I heard that is bad. I've since canceled. Our financial guy said if our loan gets denied, I could probably pay down those credit accounts to 30% and raise my score enough to be okay. It would sting, but I could do it. I've been paying them down slowly. Could that really work??If our first application gets denied, we have 30 days until our closing date, and I understand we can try to fix credit and try again. The bad credit cards are in my name only...so it does seem like they could be the culprits, since my husband's credit score is fine. Can you really clean up your score that fast. Thanks... (and also 4 comments) Sun, 05 Sep 2010 00:50:57 +0400